The price of in vitro treatments has risen over the years, and as of 2010 the cost for one cycle was $12,400. Insurance companies are not going to help cover any of the costs, and therefore IVF treatments have become harder and harder to pay for. On average, there are roughly 5 million couples in the country that suffer with infertility issues. There are only certain states, an average of 14 to be exact, that are mandating insurance to cover the cost of IVF treatments. For couples that are looking for ways to cover their treatment, it can be frustrating, but there are a few options that could help you out and cover some of the cost.
If you live in one of the 14 states where insurance companies help cover the cost of IVF, you can begin by getting in touch with your employer and see what is going to be covered and how much you are going to have to pay out of your own pocket. Some companies will only cover a percentage, while others will cover more.
For those who don't currently have health insurance, you can find there are other financial programs such as scholarship programs that are designed to help pick up the cost of some of the IVF treatment fees. This is done through the InterNational Council on Infertility Information. There are several programs designed to help cover these costs.
Research different clinics and facilities to learn more about what they have to offer as far as financing is concerned. You can search online for fertility clinics in your area as well as within a certain radius of your city. There are some credit cards that allow you to apply for a loan as well or you can open a line of new credit to help cover some of the costs. These often times require you to have good credit though. There are some credit card companies that offer loans for this very reason.
You can create your own blog or website and allow people to make donations to you through PayPal or by sending you a check in the mail. You can talk about your story and your issues you are having with having a child naturally. This allows people to get a feel of who you are and they may be more apt to donate something to you. You should advertise your site as well around town, to friends and family, and on your Facebook page as well.
You can talk to clinics about financing options they may have that allow you to set up a payment plan and pay each month. There are more and more facilities and clinics that are allowing couples to do this option as the economy has a lot of people out of jobs and short on sending extra money, especially in such large amounts.
There are support groups that you can opt to join as well that will allow you to spread your story to other couples. They will be able to help you find options and be able to share their story and how they paid for their IVF treatments as well.
For more great information about in vitro fertilization. We have a range of great tools and resources on our website http://www.yourinvitrofertilizationguide.com/ so visit us today.
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